SIP
Calculate how much you will accumulate with your monthly SIP
SIP Calculator
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Invested amount₹0
Est. returns₹0
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Invested amount
Est. returns
Year-wise growth breakdown
| Year | Principal (A) | Interest (B) | Total (A + B) | Balance |
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How to use this calculator
What is SIP?
SIP (Systematic Investment Plan) lets you invest a fixed amount in mutual funds every month. It helps build wealth gradually through disciplined investing.
How SIP returns are estimated
This tool assumes a constant annual return and monthly compounding. Actual mutual fund returns vary with market performance, so treat the output as an estimate.
Formula
FV = P × [((1 + r)^n − 1) / r] × (1 + r)Examples
- Monthly SIP: ₹5,000 | Return: 12% | Period: 10 years → Maturity ≈ ₹11.6 lakh
- Monthly SIP: ₹10,000 | Return: 10% | Period: 15 years → Maturity ≈ ₹41.8 lakh
Frequently asked questions
What return rate should I use?
Many long-term equity SIP plans use 10–12% for illustration, but past performance does not guarantee future returns.
Does this include taxes or exit load?
No. This calculator shows gross estimated returns before taxes, fees, or exit load.