FD
Check returns on your fixed deposits without any hassle
FD Calculator
₹
%
Yr
Invested amount₹0
Interest earned₹0
Maturity amount₹0
Invested amount
Interest earned
Year-wise maturity breakdown
| Year | Principal (A) | Interest (B) | Total (A + B) | Balance |
|---|
How to use this calculator
What is a Fixed Deposit?
A Fixed Deposit (FD) is a bank investment where you lock in money for a fixed period at a fixed interest rate.
Compounding frequency
This calculator assumes quarterly compounding, which is common for many bank FD products in India.
Formula
A = P × (1 + r/n)^(n×t)Examples
- Deposit ₹1,00,000 | Rate: 7% | Tenure: 5 years → Maturity ≈ ₹1,41,478
- Deposit ₹5,00,000 | Rate: 6.5% | Tenure: 3 years → Maturity ≈ ₹6,03,000
Frequently asked questions
Is TDS included?
No. Actual maturity may differ because of TDS, bank-specific rates, and senior citizen benefits.