PPF
Calculate returns on Public Provident Fund at post office rates
PPF Calculator
Indicative rate: 7.1% p.a.
₹
Yr
Rates are indicative. Verify on indiapost.gov.in before investing.
Total deposited₹0
Interest earned₹0
Maturity value₹0
Total deposited
Interest earned
Year-wise breakdown
| Year | Principal (A) | Interest (B) | Total (A + B) | Balance |
|---|
How to use this calculator
What is PPF?
Public Provident Fund is a 15-year government-backed savings scheme available at post offices and banks. It offers tax benefits under Section 80C.
How PPF interest works
Interest is compounded annually. Deposits can be made any time during the year; this calculator assumes one deposit per year for simplicity.
Formula
M = P × [((1 + r)^n − 1) / r] × (1 + r)Examples
- ₹1,50,000/year for 15 years at 7.1% → maturity ≈ ₹40.7 lakh
- Minimum ₹500 and maximum ₹1.5 lakh per financial year
Frequently asked questions
Are these the official India Post rates?
Rates are indicative for FY 2025-26. India Post revises small savings rates quarterly — verify on indiapost.gov.in before investing. This calculator is for planning only.
What is the PPF tenure?
Default lock-in is 15 years, extendable in blocks of 5 years.