Post Office TD
Calculate time deposit maturity for 1 to 5 year tenures
Post Office TD Calculator
Indicative rate: 7.5% p.a. (quarterly compounding)
₹
Rates are indicative. Verify on indiapost.gov.in before investing.
Investment₹0
Interest earned₹0
Maturity value₹0
Investment
Interest earned
Year-wise breakdown
| Year | Principal (A) | Interest (B) | Total (A + B) | Balance |
|---|
How to use this calculator
What is Post Office TD?
Time Deposit accounts are fixed deposits at post offices with 1, 2, 3 and 5 year options. Interest compounded quarterly.
Current rate slabs
1 yr: 6.9%, 2 yr: 7.0%, 3 yr: 7.1%, 5 yr: 7.5% (indicative FY 2025-26).
Formula
M = P × (1 + r/400)^(4 × t)Examples
- ₹1,00,000 for 5 years at 7.5% → maturity ≈ ₹1,44,995
Frequently asked questions
Are these the official India Post rates?
Rates are indicative for FY 2025-26. India Post revises small savings rates quarterly — verify on indiapost.gov.in before investing. This calculator is for planning only.