PO Savings
Estimate interest on your post office savings account balance
PO Savings Calculator
Indicative rate: 4% p.a.
₹
Yr
Rates are indicative. Verify on indiapost.gov.in before investing.
Balance₹0
Interest earned₹0
Closing balance₹0
Balance
Interest earned
Year-wise breakdown
| Year | Principal (A) | Interest (B) | Total (A + B) | Balance |
|---|
How to use this calculator
Post Office savings account
Basic savings account at India Post paying notified interest (currently 4% p.a.). Minimum balance rules apply.
Simplified estimate
Actual interest uses daily/monthly balance method. This calculator uses annual compounding for a rough estimate.
Formula
A = P × (1 + r)^tExamples
- ₹1,00,000 for 1 year at 4% → ≈ ₹1,04,000
Frequently asked questions
Are these the official India Post rates?
Rates are indicative for FY 2025-26. India Post revises small savings rates quarterly — verify on indiapost.gov.in before investing. This calculator is for planning only.