KVP Calculator

Indicative rate: 7.5% p.a.

Rates are indicative. Verify on indiapost.gov.in before investing.

Approx. years to double0 years
Investment₹0
Gain at maturity₹0
Maturity value₹0
Investment
Gain at maturity

Year-wise breakdown

How to use this calculator

What is KVP?

Kisan Vikas Patra is a post office certificate where your money approximately doubles at maturity. No Section 80C benefit.

Lock-in

Premature encashment allowed after 2.5 years with reduced returns. Maturity period depends on notified rate.

Formula

Doubling period ≈ log(2) / log(1 + r)

Examples

  • ₹1,00,000 at 7.5% → doubles to ≈ ₹2,00,000 in about 9.6 years

Frequently asked questions

Are these the official India Post rates?

Rates are indicative for FY 2025-26. India Post revises small savings rates quarterly — verify on indiapost.gov.in before investing. This calculator is for planning only.

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